If you host vehicles on Turo, you've probably spent time comparing earnings plans and figuring out what happens if a guest damages your vehicle. But there's another insurance question that's just as important: What protects your vehicle when it isn't on a Turo trip? That's where off-trip insurance comes in. Turo's host earnings plans apply to trips booked through Turo. Turo specifically states that hosts still need their own auto insurance and that if a vehicle is damaged whe

If you’re a Turo host, you’ve probably heard people refer to the protection offered through Turo as “Turo insurance.” That wording can create a lot of confusion. There is insurance involved in a Turo trip, but not every protection Turo provides to a host is an insurance policy. In fact, Turo specifically states that it is not an insurance company and that the physical damage reimbursement provided to U.S. hosts through its earnings plans is contractual reimbursement — not ins

One of the first questions new Turo hosts ask is: “Can I just keep my regular car insurance?” The answer isn't as simple as yes or no. Your personal auto policy may continue providing certain coverage while your vehicle is being used personally, but that does not automatically mean your insurance company allows the vehicle to be listed on a peer-to-peer car-sharing platform like Turo. Those are two different questions, and understanding the difference can save you from a very

If you're thinking about listing your first vehicle on Turo, insurance is one of the most important things to understand before your first trip is ever booked. It's also one of the most confusing. New hosts often assume that because Turo offers protection plans during trips, they don't need to worry about their own insurance. Others assume their normal personal auto policy will cover everything outside of a Turo reservation. Neither assumption should be made without understan

One of the most common questions I receive from new and experienced car-sharing operators is: What protects my vehicle when it isn’t being rented? It’s an important question because the protection provided through a car-sharing platform generally applies only during specific portions of a booked trip. Once the trip ends, that protection may end with it—leaving the vehicle owner responsible for having the correct coverage in place between reservations. On-Trip vs. Off-Trip Cov